"Thank you Compass,
my worries are now behind me.
A first class service"
Debt Counselling- We do it 
Reducing Debt - We do it
Informal Arrangement
Compass Debt Counsellors can use a variety of debt plans to help you reduce your debt. One of these is an informal arrangement. What they will do is make an agreement with your creditors to repay your debt but at a reduced amount. An informal arrangement is an agreement, not court ordered but something our counsellor will negotiate on your behalf with your creditors.
Money to live on.
If your counsellor decides with you an informal agreement is best for you, they will go through what your living costs are and present a case to your creditors to come to an agreement of what you can afford. You will need to stick to the informal agreement, but now you will have the help of a Compass Counsellor.
Get your life back on track - Call us or instant message us
One of the key areas a Compass Counsellor will look to do is to reduce your debt situation in the
shortest time possible. Hard to believe where you are now, but for countless people in similar situations to you, have got their lives back on track.
‘We would like to take this opportunity in expressing our appreciation for a 1st class service that was provided from the very offset and throughout our application. The service was not only professional but compassionate and sympathetic to our individual circumstances. Thank you to all your staff.’ Read more...
Get your life back on track
Compass Debt Counsellors aim to give you the best debt advice to deal with your debt problems, but you should be aware of the following, that conditions apply, that repaying debt over a longer period may increase the total amount to be repaid, that your ability to obtain credit will be affected in the short term and might be affected in the medium to long term and there are fees payable, dependant on the solution provided. Telephone calls and instant message communications to us maybe recorded for training and quality purposes.